Terms and Conditions
Policies For Online-Payments
The
Terms and Conditions contained herein shall apply to any person
("User") using the services of St. Conrad’s Inter College for making
Fee payments through an online mode through payment gateway St. Conrad’s Inter
College website i.e. www.conrads.in. Each User is therefore deemed to have read
and accepted these Terms and Conditions.
A.
Privacy Policy
St.
Conrad’s Inter College respects and protects the privacy of the individuals
that access the information and use the services provided through them. Individually
identifiable information about the User is not willfully disclosed to any third
party without first receiving the User's permission, as covered in this Privacy
Policy.
This
Privacy Policy describes St. Conrad’s Inter College's treatment of personally
identifiable information that St. Conrad’s Inter College collects when User is
on the St. Conrad’s Inter College's website. St. Conrad’s Inter College does
not collect any unique information about the User (such as User's name, email
address, age, gender etc.) except when the User specifically and knowingly
provide such information on the Website. Like any business interested in
offering the highest quality of service to clients, St. Conrad’s Inter College
may, from time to time, send email and other communication to the User tell
them about the various services, features, functionality and content offered by
St. Conrad’s Inter College website or seek voluntary information from you.
Please
be aware, however, that St. Conrad’s Inter College will release specific
personal information about the User if required to do so in the following circumstances:
- in order to comply with any
valid legal process such as a search warrant, statute, or court order, or
- if any of User's actions on St.
Conrad’s Inter College's website violate the Terms of Service or any of St.
Conrad’s Inter College's guidelines for specific services, or
- to protect or defend St. Conrad’s
Inter College's legal rights or property, the St. Conrad’s Inter College
site, or St. Conrad’s Inter College Users; or
- to investigate, prevent, or take
action regarding illegal activities, suspected fraud, situations involving
potential threats to the security, integrity of St. Conrad’s Inter College
website/offerings.
B.
General Terms and Conditions For Online-Payments
- Once a User has accepted these
Terms and Conditions, he/ she may register and avail the Services. A User
may either register on St. Conrad’s Inter College's website or
alternatively enter his / her email address and mobile number in any other
manner as may be specified by St. Conrad’s Inter College from time to
time.
- St. Conrad’s Inter College's
rights, obligations, undertakings shall be subject to the laws in force in
India, as well as any directives/ procedures of Government of India, and
nothing contained in these Terms and Conditions shall be in derogation of St.
Conrad’s Inter College's right to comply with any law enforcement agencies
request or requirements relating to any User's use of the website or
information provided to or gathered by St. Conrad’s Inter College with
respect to such use. Each User accepts and agrees that the provision of
details of his/ her use of the Website to regulators or police or to any
other third party in order to resolve disputes or complaints which relate
to the Website shall be at the absolute discretion of St. Conrad’s Inter
College.
- If any part of these Terms and
Conditions are determined to be invalid or unenforceable pursuant to
applicable law including, but not limited to, the warranty disclaimers and
liability limitations set forth herein, then the invalid or unenforceable
provision will be deemed superseded by a valid, enforceable provision that
most closely matches the intent of the original provision and the
remainder of these Terms and Conditions shall continue in effect.
- These Terms and Conditions
constitute the entire agreement between the User and St. Conrad’s Inter
College. These Terms and Conditions supersede all prior or contemporaneous
communications and proposals, whether electronic, oral, or written,
between the User and St. Conrad’s Inter College. A printed version of
these Terms and Conditions and of any notice given in electronic form
shall be admissible in judicial or administrative proceedings based upon
or relating to these Terms and Conditions to the same extent and subject
to the same conditions as other business documents and records originally
generated and maintained in printed form.
- The entries in the books of St.
Conrad’s Inter College and/or the Payment Service Providers kept in the
ordinary course of business of St. Conrad’s Inter College and/or the
Payment Service Providers with regard to transactions covered under these
Terms and Conditions and matters therein appearing shall be binding on the
User and shall be conclusive proof of the genuineness and accuracy of the
transaction.
- Refund And Cancellation
: Refund request on any
transaction made through St. Conrad’s Inter College has to be raised by
the Institution under which the payment was made. The Institution alone
holds the right to request a refund for the transaction made under its
account. If a customer is unsatisfied with the payment that he or she has
made, then he has to take a copy of the receipt of Transaction to the
Institution towards which the payment was made, and ask them to initiate a
Refund request.
- Refund For
Charge Back Transaction:
In the event there is any claim for/ of charge back by the User for any
reason whatsoever, such User shall immediately approach St. Conrad’s Inter
College with his/ her claim details and claim refund from St. Conrad’s
Inter College alone. Such refund (if any) shall be effected only by St.
Conrad’s Inter College via payment gateway or by means of a demand draft
or such other means as St. Conrad’s Inter College deems appropriate. No
claims for refund/ charge back shall be made by any User to the Payment
Service Provider(s) and in the event such claim is made it shall not be
entertained.
- In these Terms and Conditions,
the term "Charge Back" shall mean, approved and settled
credit card or net banking purchase transaction(s) which are at any time
refused, debited or charged back to merchant account (and shall also
include similar debits to Payment Service Provider's accounts, if any) by
the acquiring bank or credit card company for any reason whatsoever,
together with the bank fees, penalties and other charges incidental
thereto.
- Refund for fraudulent/duplicate
transaction(s): The User shall directly contact St. Conrad’s Inter College
for any fraudulent transaction(s) on account of misuse of Card/ Bank
details by a fraudulent individual/party and such issues shall be suitably
addressed by St. Conrad’s Inter College alone in line with their policies
and rules.
- Server Slow Down/Session
Timeout: In case the Website or Payment Service Provider's webpage, that
is linked to the Website, is experiencing any server related issues like
‘slow down' or ‘failure' or ‘session timeout', the User shall, before
initiating the second payment,, check whether his/her Bank Account has
been debited or not and accordingly resort to one of the following
options:
- In
case the Bank Account appears to be debited, ensure that he/ she does not
make the payment twice and immediately thereafter contact St. Conrad’s
Inter College via e-mail or any other mode of contact as provided by St.
Conrad’s Inter College to confirm payment.
- In
case the Bank Account is not debited, the User may initiate a fresh
transaction to make payment.
However,
the User agrees that under no circumstances the Payment Gateway Service
Provider shall be held responsible for such fraudulent/duplicate transactions
and hence no claims should be raised to Payment Gateway Service Provider No
communication received by the Payment Service Provider(s) in this regards shall
be entertained by the Payment Service Provider(s).
C.
Limitation of Liability
- St. Conrad’s Inter College has
made this Service available to the User as a matter of convenience. St.
Conrad’s Inter College expressly disclaims any claim or liability arising
out of the provision of this Service. The User agrees and acknowledges
that he/ she shall be solely responsible for his/ her conduct and that St.
Conrad’s Inter College reserves the right to terminate the rights to use
of the Service immediately without giving any prior notice thereof.
- St. Conrad’s Inter College
and/or the Payment Service Providers shall not be liable for any
inaccuracy, error or delay in, or omission of (a) any data, information or
message, or (b) the transmission or delivery of any such data, information
or message; or (c) any loss or damage arising from or occasioned by any
such inaccuracy, error, delay or omission, non-performance or interruption
in any such data, information or message. Under no circumstances shall the
St. Conrad’s Inter College and/or the Payment Service Providers, its
employees, directors, and its third party agents involved in processing,
delivering or managing the Services, be liable for any direct, indirect,
incidental, special or consequential damages, or any damages whatsoever,
including punitive or exemplary arising out of or in any way connected
with the provision of or any inadequacy or deficiency in the provision of
the Services or resulting from unauthorized access or alteration of
transmissions of data or arising from suspension or termination of the
Services.
- St. Conrad’s Inter College and
the Payment Service Provider(s) assume no liability whatsoever for any
monetary or other damage suffered by the User on account of:
- the
delay, failure, interruption, or corruption of any data or other
information transmitted in connection with use of the Payment Gateway or
Services in connection thereto; and/ or
- any
interruption or errors in the operation of the Payment Gateway.
- The User shall indemnify and
hold harmless the Payment Service Provider(s) and St. Conrad’s Inter
College and their respective officers, directors, agents, and employees,
from any claim or demand, or actions arising out of or in connection with
the utilization of the Services.
- The User agrees that St. Conrad’s
Inter College or any of its employees will not be held liable by the User
for any loss or damages arising from your use of, or reliance upon the
information contained on the Website, or any failure to comply with these
Terms and Conditions where such failure is due to circumstance beyond St.
Conrad’s Inter College's reasonable control.
D.
Miscellaneous Conditions :
- Any waiver of any rights
available to St. Conrad’s Inter College under these Terms and Conditions
shall not mean that those rights are automatically waived.
- The User agrees, understands
and confirms that his/ her personal data including without limitation
details relating to debit card/ credit card transmitted over the Internet
may be susceptible to misuse, hacking, theft and/ or fraud and that St.
Conrad’s Inter College or the Payment Service Provider(s) have no control
over such matters.
- Although all reasonable care
has been taken towards guarding against unauthorized use of any
information transmitted by the User, St. Conrad’s Inter College does not
represent or guarantee that the use of the Services provided by/ through
it will not result in theft and/or unauthorized use of data over the
Internet.
- St. Conrad’s Inter College, the
Payment Service Provider(s) and its affiliates and associates shall not be
liable, at any time, for any failure of performance, error, omission,
interruption, deletion, defect, delay in operation or transmission,
computer virus, communications line failure, theft or destruction or
unauthorized access to, alteration of, or use of information contained on
the Website.
- The User may be required to
create his/ her own User ID and Password in order to register and/ or use
the Services provided by St. Conrad’s Inter College on the Website. By
accepting these Terms and Conditions the User aggress that his/ her User
ID and Password are very important pieces of information and it shall be
the User's own responsibility to keep them secure and confidential. In
furtherance hereof, the User agrees to;
- Choose
a new password, whenever required for security reasons.
- Keep
his/ her User ID & Password strictly confidential.
- Be
responsible for any transactions made by User under such User ID and
Password.
The
User is hereby informed that St. Conrad’s Inter College will never ask the User
for the User's password in an unsolicited phone call or in an unsolicited email.
The User is hereby required to sign out of his/ her St. Conrad’s Inter College
account on the Website and close the web browser window when the transaction(s)
have been completed. This is to ensure that others cannot access the User's
personal information and correspondence when the User happens to share a
computer with someone else or is using a computer in a public place like a
library or Internet cafe.
E.
Debit/Credit Card, Bank Account Details
- The User agrees that the
debit/credit card details provided by him/ her for use of the aforesaid
Service(s) must be correct and accurate and that the User shall not use a
debit/ credit card, that is not lawfully owned by him/ her or the use of
which is not authorized by the lawful owner thereof. The User further
agrees and undertakes to provide correct and valid debit/credit card
details.
- The User may pay his/ her fees
to St. Conrad’s Inter College by using a debit/credit card or through
online banking account. The User warrants, agrees and confirms that when
he/ she initiates a payment transaction and/or issues an online payment
instruction and provides his/ her card / bank details:
- The
User is fully and lawfully entitled to use such credit / debit card, bank
account for such transactions;
- The
User is responsible to ensure that the card/ bank account details
provided by him/ her are accurate;
- The
User is authorizing debit of the nominated card/ bank account for the
payment of fees selected by such User along with the applicable Fees.
- The
User is responsible to ensure sufficient credit is available on the
nominated card/ bank account at the time of making the payment to permit
the payment of the dues payable or the bill(s) selected by the User
inclusive of the applicable Fee.
F.
Personal Information
- The User agrees that, to the
extent required or permitted by law, St. Conrad’s Inter College and/ or
the Payment Service Provider(s) may also collect, use and disclose
personal information in connection with security related or law
enforcement investigations or in the course of cooperating with authorities
or complying with legal requirements.
- The User agrees that any
communication sent by the User vide e-mail, shall imply release of
information therein/ therewith to St. Conrad’s Inter College. The User
agrees to be contacted via e-mail on such mails initiated by him/ her.
- In addition to the information
already in the possession of St. Conrad’s Inter College and/ or the
Payment Service Provider(s), St. Conrad’s Inter College may have collected
similar information from the User in the past. By entering the Website the
User consents to the terms of St. Conrad’s Inter College's information
privacy policy and to St. Conrad’s Inter College's continued use of
previously collected information. By submitting the User's personal
information to St. Conrad’s Inter College, the User will be treated as
having given his/her permission for the processing of the User's personal
data as set out herein.
- The User acknowledges and
agrees that his/ her information will be managed in accordance with the
laws for the time in force.
G.
Payment Gateway Disclaimer
The
Service is provided in order to facilitate access to view and pay fee online. St.
Conrad’s Inter College or the Payment Service Provider(s) do not make any
representation of any kind, express or implied, as to the operation of the
Payment Gateway other than what is specified in the Website for this purpose.
By accepting/ agreeing to these Terms and Conditions, the User expressly agrees
that his/ her use of the aforesaid online payment Service is entirely at own
risk and responsibility of the User.
Transaction
fee charges would not be refunded/ reversed under any circumstances for any
refund/ reversal /chargeback and any other reasons.
Transaction
fees charged would be borne by cardholder for any payment